If someone gives you a loan, make sure you pay him back as agreed and if someone gives you a gift, no matter how small it is, appreciate him very well. If you just say ” thanks seen” you may not have such opportunity again. Meanwhile, don’t feel bad if you ask and you are not given; the person is not owing you and he or she has a lot of personal expenses to handle too. Remember there is still another day. Make adequate use of youthful days and God will bless us all. Good afternoon and have a blessed day ahead.